Sunday, March 20, 2011

Debt and Cupcakes

  For some time now, I've been trying to establish credit. I work at KOHL's, so I started by applying for a store charge card. I was denied, so I tried several different places, and was denied everywhere (it's funny how people who have never had credit can't establish credit because they can't get a credit card...because they've never had credit!) I was finally approved at KOHL's because after working there for a year your manager can submit some paper work and get you approved. I've worked there for almost 2 years now.

  My card came in the mail yesterday, and I was weirdly ecstatic to have my "first credit card!" My starting balance was only $200, but it was more than I needed, so I was happy with it. I had a carefully developed plan to purchase a new summer wardrobe and pay the minimum balance each month so that I could establish credit, and to continue doing this each season until I had established good credit. However, I spent an hour and a half shopping after work today, and was so terrified to use my credit card that I only bought $28 worth of items! A white t-shirt, a black lightweight cardigan, and a book about how to make cupcakes that I've had my eye on for at least a month now. I saw so many things that I liked, but I'm telling you, I'm terrified to use the thing! Any tips on how to successfully use a credit card/establish good credit would be much appreciated =)

Me and "Crazy About Cupcakes"

  The book that I bought about cupcakes is called "Crazy About Cupcakes", and the thing is amazing! You can make kahlua and beer cupcakes, chocolate chip cookie cupcakes, cupcakes for every holiday and all different kinds of occasions (including 3 tier wedding cupcakes!), and fruit cupcakes! I have had an interest in cake decorating for a long time now, so I'm terribly excited about this book, as demonstrated by this picture;-)  So basically you can count on me to be making cupcakes virtually constantly now. Actually, that's a lie because I don't have an oven at school, nor do I have the money to constantly be buying supplies for cupcakes, because I'm saving for a car (as well as other wonderful life events! =D).

  On a final note, I'd like to ask that anyone who reads this contact me if they know of any cheap/reliable cars for sale! I am desperate to buy a car very soon! Thanks =)



  1. Please come over and bake cupcakes with Christiana. She is obsessed with baking and is now on a fondant kick, and lives in a house with a working oven, so that's a plus, right?