For some time now, I've been trying to establish credit. I work at KOHL's, so I started by applying for a store charge card. I was denied, so I tried several different places, and was denied everywhere (it's funny how people who have never had credit can't establish credit because they can't get a credit card...because they've never had credit!) I was finally approved at KOHL's because after working there for a year your manager can submit some paper work and get you approved. I've worked there for almost 2 years now.